Archive for Advice
Cheap California Life Insurance
The key to finding cheap California life insurance lies in deciding between term life and permanent life insurance. What you are getting when you buy term life insurance is very basic insurance coverage. You choose the amount of time you would like to arrange coverage for and as long as you pay your premiums, the [...]
Wills and Trusts
The foundation of your estate plan is your will because it designates how and to whom your property will be distributed after death. If you don’t have a will, you could be giving up your right to distribute your property as you wish. Wills are not only for wealthy people. Wills are the primary documents [...]
Life Event: Having a Child
Whether it’s your first child or your third, the birth or adoption of a child or grandchild is an exciting time for the entire family. Along with a new child’s arrival comes a host of financial concerns and responsibilities. It’s never too soon to think about saving for a college education. If you’ve just become [...]
Concept of Universal and Variable Life Insurance
This presentation represents a simple description of the basic concept and mechanics of universal and variable life insurance policies. It is not intended to represent the features of any specific product. Universal and variable life insurance are types of permanent life insurance and both have the potential to accumulate cash value. How the cash value [...]